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Financing Info


Finance with Sezzle: Here's how it works

Sezzle provides you with a payment option where you can buy now, and pay later.

When you place an order through Sezzle, our unique approvals system reviews your account to determine what sort of repayment plan we can offer. In most cases, it's 25% of the order total due up-front (also called your "down payment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest on pay-in-4 for over 48,700 brands, no up-front or hidden fees as long as you pay off your installments on time. We only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. 

When your order is placed, Sezzle pays the merchant in full for the order immediately—so the merchant has their funds and is able to process your order just like if you had paid them in full with a credit card! This isn't layaway, so the merchant fulfills your order within their normal shipping and processing times.

Our checkout is straightforward - simply shop at a merchant that offers Sezzle, select "Sezzle" at checkout, and we walk you through the rest of the process. You can also download the Sezzle app to view your purchases and payments. To learn more, visit:

Getting started

To become a Sezzle shopper, you must:

  • Be 18 years of age or older
  • Have a US phone number that can receive texts
  • Be able to verify your email address 
  • Have a non-prepaid payment method available
    • For shoppers in the US, this can be a debit card or a credit card

Sezzle does not impact your credit score. We may run a soft credit check (or "soft inquiry") to determine your spending power, but there is no negative impact to your credit score.

*Please note: bank accounts cannot be used to create a Sezzle account, nor to place orders, but can be set as default payment methods for further scheduled installments. 

If you're ready to get started, click here to sign up! If you've already signed up, simply choose Sezzle as the payment option at checkout when you're ready to purchase!